LIMITS FOR THE SCOPE OF LOSS OF CREDITS
The only way to lose credit for an amount exceeding these two pre-established limits is that an insolvency procedure is in place for the debtor or, alternatively, that the creditor can prove that he has taken legal action against the debtor and that this has had a negative outcome . At this point the dilemma of all companies arises on the real convenience to take legal action for all those credits that are in limbo in terms of the value of the ticket Bad credit loans direct.
CREDIT MANAGEMENT FROM EXTRAJUDICIAL RECOVERY TO ASSIGNMENT
It is at this stage that the structured credit management and recovery companies come into play, which are able to manage the entire recovery cycle , from out-of-court activity to legal credit recovery, thanks to the involvement of their own internal lawyers and partner law firms.
For the assignment without recourse, the assignee has no right of withdrawal towards the assignor.
The case in which recourse is granted to the transferee in the presence of insolvency by the debtor to the detriment of the transferor is identified as a transfer of credit with recourse.
On the other hand, the cases for which the creditor transfers only the care of the recovery of the credit but not the ownership to the third party are intended to be collected. The latter does not figure as a real assignment of credit.
It therefore follows that no new legal relationships emerge from the institution of the credit transfer in addition to the previous ones, but the latter are changed by changing the creditor from assignor to assignee. The status and obligations of the debtor remain unchanged.
